I guess it's sort of a mixed blessing

You know, it's nice to be the proud owner of a monthly unlimited Metrocard, because, oh, I don't know, one day you might come home after a long day at work. You might wearily climb the steps to exit the subway stop after another particularly soul-sucking commute only to realize you left your coat at work. Oh well, no biggie as long as it's not nuts-freezing cold tomorrow, right?

You may start walking towards your apartment when you might remember where the keys to your apartment are then turn back around to get back on the subway.

Yea, you know, hypothetically and shit.